UNIT III E-COMMERCE -
SECURITY SYSTEMS (Short)
E-commerce security
solutions that can ease your life
1. HTTPS and SSL
certificates
HTTPS protocols not only
keep your users’ sensitive data secure but also boost your website rankings on
Google search page. They do so by securing data transfer between the servers
and the users’ devices. Therefore, they prevent any interception.
Do you know that some
browsers will block visitors’ access to your website if such protocols are not
in place? You should also have an updated SSL certificate from your host.
2. Anti-malware and
Anti-virus software
An Anti-Malware is a
software program that detects, removes, and prevents infectious software
(malware) from infecting the computer and IT systems. Since malware is the
umbrella term for all kinds of infections including worms, viruses, Trojans,
etc getting an efficient Anti-Malware would do the trick.
On the other hand,
Anti-Virus is a software that was meant to keep viruses at bay. Although a lot
of Anti-virus software evolved to prevent infection from other malware as well.
Securing your PC and other complementary systems with an Anti-Virus keeps a
check on these infections.
3. Securing the Admin
Panel and Server
Always use complex
passwords that are difficult to figure out, and make it a habit of changing
them frequently. It is also good to restrict user access and define user roles.
Every user should perform only up to their roles on the admin panel.
Furthermore, make the panel to send you notifications whenever a foreign IP
tries to access it.
4. Securing Payment
Gateway
Avoid storing the credit
card information of your clients on your database. Instead, let a third party
such as PayPal and Stripe handle the payment transactions away from your
website. This ensures better safety for your customers’ personal and financial
data. Did you know storing credit card data is also a requirement for
getting PCI-DSS compliant?
5. Deploying Firewall
Effective
firewalls keep away fishy networks, XSS, SQL injection, and other
cyber-attacks that are continuing to hit headlines. They also help in
regulating traffic to and from your online store, to ensure passage of only
trusted traffic.
6. Educating Your Staff
and Clients
Ensure your employees
and customers get the latest knowledge concerning handling user data and how to
engage with your website securely. Expunge former employees’ details and revoke
all their access to your systems.
7. Additional security
implementations
Always scan your
websites and other online resources for malware
Back up your data. Most
e-commerce stores also use multi-layer security to boost their data protection.
Update your systems
frequently and employ effective e-commerce security plugins.
Lastly, get a
dedicated security platform that is secure from frequent cyber-attacks.
You can read more about
the security steps you need to take for your e-commerce store.
Define Astra Firewall
Astra is a website
security suite that protects websites, web apps, IT networks, and cloud
infrastructures from hackers, bots & 3000+ internet threats. Astra protects
you against SQL injections, Cross Site Scripting, Local File Inclusion, Remote
File Inclusion, Bad Bots and much more.
Astra Solutions to
E-commerce Security Threats
Astra is among the
leading providers of security solutions that enable e-commerce to enjoy
uninterrupted business.
Our tested and
proven web application firewall keeps away Bad Bots, Spam, SQL
injections, XSS, and many other cyber threats. It works in real-time, ensuring
your website is secure 24 hours per day, seven days every week. The firewall is
intelligent enough to detect any unusual and malicious intent. It does so by
monitoring the traffic patterns of everything that gets out and into your
e-commerce store.
How does the Astra
Firewall work?
We can also help you get
rid of malware, malicious redirects, pharma attacks, and other similar threats
with a record turnaround time. You can employ our intelligent malware
scanner to detect any malware yourself and track changes in your files
daily. We log any change in your codes for you to review and stay updated. Our
machine learning intelligence powers all the scanning to ensure we don’t miss
anything.
E-Commerce Technology
Solutions
The architecture and
functionality of Dynamics 365 Business Central make it particularly well suited
for business thinking of opening e-commerce’s. With it, you will be able to
deliver consistent shopping experiences and consolidate all your business data
into a single platform that escalates with your growth.
Why
Dynamics 365 is an excellent choice for e-commerce?
Scalability
One of the
particularities of an e-commerce is its capacity for rapid and exponential
growth. The users can come from all around the world without the limitation of
physical stores that can only supply to certain areas.
But this growth is only
possible if you have a system built to support it, that’s why you want to make
sure your ERP solution can grow with your business.
Thanks to its modular
design, with Dynamics 365 Business Central you will be able to add
more users, more data and more products without having to worry about replacing
obsolete infrastructure.
Integration
When running an
e-commerce, it’s important to establish a solid line of communication between
your web store and your business operations to allow real time exchange of data
and ensure its consistency.
Microsoft Dynamics 365
Business Central consolidate all your business data into a single and
unified system, providing comprehensive data on all your business components.
Pricing, inventory,
invoices and orders, clients, marketing actions, etc. get a global vision and
easily report and analyze your business.
Microsoft Dynamics 365
Business Central can be integrated with any e-commerce platform.
Customization
Every business is
different and need specific features that adapt to its way of making business.
With Dynamics 365, you will be able to have a solution that suit your specific
e-commerce needs, and thanks to its scalability, you will be able to change
these features as your e-commerce needs changes.
In LogixCare Solutions
for Business we have a large experience deploying e-commerce’s into business
central capabilities.
1. E-commerce chatbot
development
Our AI/ML-driven
Chatbots provide quick responses and learn, evolve and develop with time. We
develop Chatbots that can be trained for responses to questions and answers in
multiple languages, voice search, etc
2. E-commerce mobile app
development
We develop highly
efficient and scalable mobile apps for the eCommerce sector. Our mobile apps
offer features such as a user-friendly interface, extensive and detailed
product searches, multilingual searches, quick cart creation, efficient and
secure payment gateways, etc., to facilitate a seamless online buying
experience.
3. Big data and analytics
We enable eCommerce players
to leverage the data they generate by helping them gather, process, and use
structured data in the form of business-ready insights to enhance the
decision-making process. Additionally, our data analytics solutions enable our
eCommerce clients to understand consumer trends, patterns, demands, behavior,
etc., plan and manage the inventory efficiently, forecast demand, and plan the
business accordingly.
4. E-commerce platform
migration
Our migration experts
ensure secure and quick migration of your legacy systems to high-tech and the
latest eCommerce platforms. Simultaneously, we ensure zero to minimal impact on
the existing operations and zero data loss during the migration process. Our
migration solutions aim to help you improve customer experience and increase
scalability.
5. E-commerce solutions
Our eCommerce solutions
also include developing retail eCommerce, B2B eCommerce, omni-channel retail,
multi-channel eCommerce, D2C eCommerce, and international eCommerce solutions.
Technology
Solutions in E-commerce
Artificial Intelligence
(AI)
One of the aspects that
have been lost in online shopping and that makes brick-and-mortar shopping so
pleasant is help from an in-store assistant who’s knowledgeable in the offer
and can provide relevant recommendations and personalized guidance.
The rise of artificial
intelligence and machine learning will only solidify on the market, allowing
retailers to find new ways to boost personalization and improve customer
service.
AI can take the form of
a helpful virtual assistant that directs customers to the right product offers
by asking them a few questions about their needs and preferences.
But this is just the tip
of the iceberg. Artificial Intelligence can also help companies to:
1. learn
more about their customers and deliver a personalized experience to them,
2. connect
customer data with real-time insights to boost the shopping experience,
3. automate
processes such as customer support thanks to chatbots that help customers 24/7,
4. generate
timely promotions,
5. optimize
pricing and discounting,
6. boost
demand forecasting to make smarter choices for their digital ad spending.
7. Consumers
like brands that care about them. AI helps to achieve that by connecting
different data points into an intelligible whole, creating customer profiles
that include meaningful insight retailers can use to craft personalized
experiences.
Augmented Reality (AR)
Augmented Reality is set
to become a key game-changer in online shopping. It will help online shoppers
to visualize products they would like to buy, whether it's furniture
or clothing. Consumers using AR can see how they would look wearing a certain
item or how a sofa would fit into their home. And all of that without having to
visit a brick-and-mortar store.
That way, shoppers will
become more confident about purchasing products online, and retailers enjoy
reduced return rates. Naturally, AR takes the entire shopping experience to a
new level because it helps customers to experience the product as quickly as
possible.
In a recent
survey, 35% of respondents said that they would be shopping online
more if they could virtually try on a product before buying it. A further 22%
declared that they would be less likely to visit a brick-and-mortar store if
Augmented Reality was available in their favorite e-commerce platform.
In the future, we're
going to see a lot more businesses using AR for their products. Augmented Reality
will become standard in social media and e-commerce platforms.
Hyper-personalized
experience
Since Artificial
Intelligence is increasing in e-commerce, the number of applications it affects
are practically limitless. Retailers are bound to use AI to gather information
about their visitors and adjust their on-site stores to their
preferences.
Consumers today value
tailored experiences and products more than ever. This is something that
e-commerce retailers often lose when consumers switch to online and
self-service shopping.
By implementing
personalized experiences on-site, retailers stand to boost their
revenue by even 25%. Some recent data also shows that personalization
efforts can reduce the bounce rate by 45%.
AI-powered
personalization will become a key trend driving the adoption of this
technology by the e-commerce sector. As brands capture and analyze more
constant consumer data, they can create relevant experiences for shoppers —
ones that are fully personalized and one-of-a-kind. This is exactly what
shoppers want today.
Ambient commerce
Ambient commerce
combines the use of Artificial Intelligence and sensors to help customers
select and pay for the items without relying on checkouts or cash registers.
Amazon and Alibaba invested billions of dollars in acquiring stakes in physical
retailers. Naturally, such automated stores have been criticized for
discriminating against members of the society who don't have bank accounts or
smartphones. As a result, some cities in the United States have already banned
them and forced Amazon to accept cash payments in some of their stores.
However, this trend
might gain some steam in economies impacted by Covid-19, where consumers are on
the lookout for opportunities to reduce their contact with other people.
Online to offline (O2O)
O2O commerce is a
brand-new business strategy that attracts potential customers from online
channels to physical stores. Retailers such as department stores or
supermarkets are using O2O strategies to compete with the high-tech sector.
The largest e-commerce
businesses like Alibaba have already responded to this trend by moving into
off-line commerce themselves.
By implementing the
branded experience online and offline, retailers stand to gain more engaged
customers and deliver experience through more channels.
Naturally, the off-line
sites are equipped with all kinds of smart solutions such as the
Internet of Things sensors that will allow them to blend the in-store
experience with the online one.
Chatbots
The greatest implementation
of AI capabilities lies in chatbots that can deliver customer service
24/7. Chatbots allow retailers to communicate with thousands of their customers
while giving them the feeling of personalized contact and offering relevant
recommendations.
One research study found
that more than 60% of customers prefer having chapbooks, websites, or
apps to answer their questions. Experts predict that 80% of
businesses will be using chapbooks in 2020.
Today, retailers use
chatbots mostly in the area of customer support. However, it's likely that
chatbots will become one of the most important marketing tools in a retailer's
toolkit. For example, in the retail space, self-checkout will become the norm,
and personal shopping assistants will be there to help shoppers get what they
want. Moreover, they will use the collected data to help anticipate new
products that customers might like.
Mobile shopping
One of the key
advantages of e-commerce is the ability to get shoppers to shop literally from
anywhere. According to Statista, by the end of 2020, 73% of e-commerce
sales will take place on a mobile device.
With this insight in
mind, it's critical that retailers build a robust response of design and create
mobile apps to engage customers through their prepared channels.
E-commerce businesses
are already doing everything they can to provide smooth user experience in
e-commerce sites with a number of different payment options that include mobile
wallets.
Other trends that link
to this is the use of Progressive Web Apps (PWA) and other
technologies that offer native-like experience with features such as push
notifications. These trends will be giving e-commerce brands another push to
improve the customer journey for online shoppers with the help of mobile
devices. Tuition
Conversational e-commerce
According to a recent
study, 75% of US households will own a smart speaker by 2025.
Consumers are increasingly relying on voice assistants such as Amazon
Alexa to perform a variety of actions, from checking the weather to buying products
online.
How does this translate
into e-commerce?
For example, when a
customer realizes that they're running out of milk, they can quickly order it
with a simple voice command through the conversational interface of their
favorite online grocery store. That way, the user doesn't have to open their
laptop, go to their browser, enter the name of the store, add shipping
information, and then finally order the product.
The voice assistant will
remember past purchases, making it very easy for customers to repeat their
orders. It will also allow consumers to order takeout without having to touch
anything on a screen. As an increasing number of households become used to this
technology, consumers will become more comfortable with making purchases.
This that's why it holds
such great potential for e-commerce businesses. Voice-enabled solutions in the
e-commerce space are one of the key technology trends of the future.
What is encryption?
Encryption is a way of
scrambling data so that only authorized parties can understand the information.
In technical terms, it is the process of converting human-readable plaintext to
incomprehensible text, also known as ciphertext. In simpler terms,
encryption takes readable data and alters it so that it appears random.
Encryption requires the
use of a cryptographic key:
a set of mathematical
values that both the sender and the recipient of an encrypted message agree on.
Although encrypted data
appears random, encryption proceeds in a logical, predictable way, allowing a
party that receives the encrypted data and possesses the right key to decrypt
the data, turning it back into plaintext.
Truly secure encryption
will use keys complex enough that a third party is highly unlikely to decrypt
or break the ciphertext by brute force — in other words, by guessing
the key.
Data can be encrypted
"at rest," when it is stored, or "in transit," while it is
being transmitted somewhere else.
What is a key in
cryptography?
A cryptographic key is a
string of characters used within an encryption algorithm for altering data so
that it appears random. Like a physical key, it locks (encrypts) data so that
only someone with the right key can unlock (decrypt) it.
What are the different
types of encryption?
The two main kinds of
encryption are symmetric encryption and asymmetric encryption. Asymmetric
encryption is also known as public key encryption.
In symmetric encryption,
there is only one key, and all communicating parties use the same (secret) key
for both encryption and decryption. In asymmetric, or public key, encryption,
there are two keys: one key is used for encryption, and a different key is used
for decryption. The decryption key is kept private (hence the "private
key" name), while the encryption key is shared publicly, for anyone to use
(hence the "public key" name). Asymmetric encryption is a
foundational technology for TLS (often called SSL).
Why is data encryption
necessary?
Privacy: Encryption ensures that no one can read
communications or data at rest except the intended recipient or the rightful
data owner. This prevents attackers, ad networks, Internet service providers,
and in some cases governments from intercepting and reading sensitive data,
protecting user privacy.
Security: Encryption helps prevent data
breaches, whether the data is in transit or at rest. If a corporate device is
lost or stolen and its hard drive is properly encrypted, the data on that
device will still be secure. Similarly, encrypted communications enable the
communicating parties to exchange sensitive data without leaking the data.
Data integrity: Encryption also helps prevent malicious
behavior such as on-path attacks. When data is transmitted across the
Internet, encryption ensures that what the recipient receives has not been
viewed or tampered with on the way.
Regulations: For all these reasons, many industry and
government regulations require companies that handle user data to keep that
data encrypted. Examples of regulatory and compliance standards that require
encryption include HIPAA, PCI-DSS, and the GDPR.
What is an encryption
algorithm?
An encryption algorithm
is the method used to transform data into ciphertext. An algorithm will use the
encryption key in order to alter the data in a predictable way, so that even
though the encrypted data will appear random, it can be turned back into
plaintext by using the decryption key.
What are some common
encryption algorithms?
Commonly used symmetric
encryption algorithms include:
AES
3-DES
SNOW
Commonly used asymmetric
encryption algorithms include:
RSA
Elliptic curve
cryptography
What is a brute force
attack in encryption?
A brute force
attack is when an attacker who does not know the decryption key attempts
to determine the key by making millions or billions of guesses. Brute force
attacks are much faster with modern computers, which is why encryption has to
be extremely strong and complex. Most modern encryption methods, coupled with
high-quality passwords, are resistant to brute force attacks, although they may
become vulnerable to such attacks in the future as computers become more
and more powerful. Weak passwords are still susceptible to brute force attacks.
How is encryption used to
keep Internet browsing secure?
Encryption is
foundational for a variety of technologies, but it is especially important for
keeping HTTP requests and responses secure. The protocol responsible
for this is called HTTPS (Hypertext Transfer Protocol Secure). A
website served over HTTPS instead of HTTP will have a URL that begins with
https:// instead of http://, usually represented by a secured lock in the
address bar.
HTTPS uses the
encryption protocol called Transport Layer Security (TLS). In the past, an
earlier encryption protocol called Secure Sockets Layer (SSL) was the standard,
but TLS has replaced SSL. A website that implements HTTPS will have a TLS
certificate installed on its origin server To help keep the Internet more
secure, Cloudflare offers free TLS/SSL encryption for any websites using
Cloudflare services.
7 Customer communication
channels your E-commerce needs
There are
many customer communication channels available to companies
today, but which ones are essential for e-commerce? If you are interested in
knowing, stay with us until the end.
If you have an online
business, it is important to connect with your target audience. To be
successful you must have a good communication strategy.
Certainly, there are
many different channels you can use to reach your customers, and each has its
own advantages.
Using more than one
customer communication channel is key to the success of your business, that’s
why we bring you the essential channels for e-commerce.
Let’s take a look at the
importance of implementing them, what they are and how you can manage them all
from a single platform.
Importance of customer
communication channels
Customer communication
channels are the means by which companies can build a solid customer base
and build brand loyalty.
For this reason, the
most important factor to consider when choosing communication channels is their
ability to meet the needs of your target audience.
Establishing customer
communication channels for your company allows you to:
Get to know your
customers and their needs better through interaction via bidirectional
channels.
Better focus your
product or service according to your customers’ requirements.
Create more effective
marketing strategies.
Increase
sales.
Improve your company’s
customer service.
Main costumer
communication channels
Social media
Social networks are a
powerful communication tool that can help you reach a large audience with
minimal effort.
In addition, we know
that many people start their online sales ventures through Instagram and
Facebook.
For this reason, make
sure you have a strong platform presence on social networks and use them to engage
with your customers.
Even if you already have
your own app, social media is the primary customer communication channel to
promote your brand and connect with your followers.
Email
So, did you know that
email remains one of the most effective costumer communication channels? Yes,
especially when it comes to building relationships with customers. After all,
you can use email to:
Send newsletters.
Share content to
generate traffic to your website.
Special
offers.
Important updates about
your product or service.
Moreover, a common
mistake of new entrepreneurs is to think that using email is an old-fashioned
way, but the truth is that according to a HubSpot survey in 2021, email
marketing campaigns increase revenue by 760%.
Live
Chat
Live chat is a form
of customer support that allows you to quickly and easily resolve
customer issues as they arise. It is a great way to offer customer support and
answer questions people may have about your products.
It is considered as the
best customer communication channel for e-commerce if you need to
improve the overall customer experience, as it allows you to solve their
problems quickly and efficiently.
In addition, live chat
can be used to up-sell or cross-sell products and services, which can increase
sales. And finally, live chat can reduce the costs associated with customer
service.
Chatbots
Chatbots are a great way
to provide customer service and answer any questions your customers
may have. They can also be used to promote new products and special
offers.
Currently, along with
live chat, is the most useful customer communication channel for
E-commerce companies that must provide 24/7 customer service.
The chatbot can be
configured to answer your users’ most frequently asked questions. As a result,
not only will you keep your clients satisfied, but you will be able to reduce
repetitive tasks and invest time in more relevant ones.
In-app messaging
In-app messages are a
great way to reach your customers while they are using your app. They can be
used to promote new products, special offers, or just to keep them updated
about what is going on with your company.
They are a very direct
way to reach your clients as soon as they open your App and can help you get
leads faster.
However, it is important
not to overuse them as they can be annoying for the customer if they are
presented too often.
SMS Marketing
SMS marketing is a great
way to reach customers who may not be checking their email regularly. It’s also
a way to send time-sensitive information such as special offers or sales
alerts.
To get started with SMS
marketing, businesses should identify their target audience and
create a list of phone numbers. It is an effective way to reach your clientele
and can be used in conjunction with other costumer communication channels, such
as social media or email marketing, for greater effectiveness.
Telephone
One of the great
advantages of telephone marketing is that it allows you to reach a wider
audience. You can call customers from different parts of the country or even
the world. It’s a great way to expand your customer base and increase
sales.
It also allows you to
personalize your messages to each client, create a more intimate connection
with them and build lasting relationships.
In addition, here are
some of the things to keep in mind when marketing over the phone:
Make sure you have a
clear and concise message. Customers should be able to understand what you are
offering quickly and easily.
Be courteous and polite.
Remember that you are talking to another human being, so treat them as
such.
Don’t try to sell at all
costs. Many customers will appreciate a more subtle approach.
Follow up after the
call. Send a thank you note or email.
So if you understand
your business goals and objectives, you can make an informed decision about
which costumer communication channels will work best for you.
Of course, no matter
which channel you use, you must be responsive and helpful to build customer
loyalty!
And this is where the
problem arises for many e-commerce businesses or those that rely on their
digital presence:
How to manage all these
channels at the same time? We have the perfect tool for you!
Want to improve your
interaction with customers? Use the omnichannel solution
An omnichannel Help
Desk software consolidates all your customer communication channels on a
single platform.
An omnichannel platform
allows you to:
Get a 360-degree view of
every customer interaction.
Quickly respond to your
customers’ questions, and effectively solve any issues they
present.
Increase customer
satisfaction rates.
Increase
sales.
GB Advisors offers
you omnichannel software like Freshdesk, so your company can take
advantage of a variety of communication channels.
Of course, this includes
traditional channels such as phone and email and the most current ones such as
chatbots and social networks.
By using Freshdesk, companies can offer their customers a
more seamless experience regardless of the channel they use.
In addition to providing a
smoother customer experience, Freshdesk offers 3 key solutions to help your
business succeed:
Its
efficient ticketing system ensures that no customer query goes
unanswered.
Its self-service
portal gives customers the ability to find answers to their questions
without having to contact the helpdesk.
Intelligent
metrics provide companies with valuable information on how they can
improve their support operations.
In conclusion, these
solutions allow your communication with customers to be more effective.
Likewise, you can streamline processes to reduce costs, improve internal and
external organization. All this only by having your company’s information
centralized in one place!
The seven most popular
methods of eCommerce communication are as follows.
Web content. ...
Live chat. ...
Social media. ...
Facebook Messenger. ...
SMS. ...
Email. ...
Telephone. ...
5 Unique Inventory Prep
Services Only Offered by a 3PL.
Definition and examples
of secure communication channels
Communication channels
can be thought of as the means of transmission of information between devices
and users on a network. The rate at which mobile technologies have been adopted
in recent years has led to much greater intercommunication between device
types. The standard by which these devices connect to one another is called
unified information and communications systems, and is widely seen as a good
thing for ease of use and setup for many different classes of devices.
The problem with this
standard is that it also opens up more opportunities for attackers to exploit
security weaknesses within popular technologies such as:
Voice
Multimedia collaboration
Remote access
Data communications
Virtualized networks
Voice
Voice communication
covers many different technologies, which means that you will need to be
familiar with systems such as:
PBX (private branch
exchange)
POTS (plain old
telephone system)
VoIP (Voice over
Internet Protocol)
Learning about voice
technologies is essential because it is still one of the most costly services
that companies incur, so being able to effectively manage, investigate, and
administer is really important. If outside users are able to use your voice
services fraudulently, your company may be liable if crimes are committed with
your services. International toll fraud is also costly, and can come about from
unsecured phone systems.
Multimedia collaboration
Multimedia collaboration
includes applications such as instant messaging programs, video conferencing,
and other real-time collaboration tools. These tools reinforce the notion of
convergence technologies because they are able to carry voice, data, text, and
video all in a single application over the Internet instead of over separate
networks. You will need to understand the risks associated with:
VoIP—This includes
session controls and signalling protocols that relate to the notification and
setup of calls. Candidates must also be familiar with codec software that
converts audio and video into digital frames as well as open VoIP protocols
such as H.323 and SIP (session initiated protocol). Understanding how SIP
provides integrity protection with MD5 hash functions and encryption such as
TLS is also important for the CISSP exam. VoIP security must also be
understood.
Remote Meeting Technology—This
technology allows users to collaborate by sharing control of remote desktops,
file sharing, chat functions, voice, and video. These technologies are
vulnerable to unauthorized participation, eavesdropping, spying, data leakage,
and communications interception. To prevent this, mitigating technologies must
be employed, such as firewall restrictions, data encryption, authentication
security measures, computer management policies, and user awareness training.
Instant Messaging and
Chat—Initially introduced as text-based communication, many of these
applications now include voice, video, file sharing, and remote control.
Understanding that instant messaging (IM) technologies can be peer-peer or
client-server relationships and all of the threat vectors that are associated
with IM and chat is also important. These threats include malware distribution
and social engineering.
Content Distribution
Network—A CDN is a system of interconnected machines that provide large-scale
services such as internet service providers (ISPs) and network operations. CDNs
serve end users with high-speed connections and high availability. You need to
understand concepts such as hybrid models (peer-to-peer and server-to-client
connections), as well as the corresponding threat vectors, such as unauthorized
bandwidth usage, P2P malware attacks, malicious executable files, and
unauthorized system access.
Remote access
Remote access was
originally designed with dial-up systems in mind, allowing home-based users and
traveling users the ability to access the internal network from a dial-up modem
connection. This technology reduces the cost of a dedicated leased line, and
was seen as a more affordable method for letting people connect to the system
while out of the office. The RAS server would then authenticate the user based
on the credentials that they entered and users would be able to access the
corporate network with them. VPN and tunneling protocols must be firmly
understood, and examples of these are:
Remote Access Services
Dial-up and RAS
Old Dial-up Remote
Protocol
Authentication Protocols
such as CHAP, PAP, EAP.
Modern VPN
protocols: PPTP, L2TP/IPSec SSL/TLS SSTP, Modern Authentication Protocols
(VPN) MSCHAP v2 and EAP.
Point-to-Point Protocol
Microsoft Remote Desktop
Protocol (RDP) Remember that it uses port 3389
Secure Shell
(SSH) Remember that it uses port 22 and that it is more secure than
Telnet. Telnet transmits passwords in plain text and is therefore not secure.
Data communications
Candidates must be
familiar with the following secure communications protocols:
SSL (Secure Socket
Layer)
TLS (Transport Layer
Security)
swIPe (Swipe IP Security
Protocol)
S-RPC (Secure Remote
Procedure Call)
SET (Secure Electronic
Transaction)
PAP (Password
Authentication Protocol)
CHAP (Challenge
Handshake Authentication Protocol)
EAP (Extensible
Authentication Protocol)
Virtualized networks
A virtualized network,
also known as a software-defined network (SDN), is a collaboration of software
and hardware to create a network that is bound and controlled by the software
component. A virtualized network is a collection of ports on a managed switch
that are configured via software, allowing changes to be made to the network
layer without the need to change any physical components of the network. This
means that the connections of the local area network can be changed via the
application.
Components that you will
need to be familiar with are:
Virtual Switches: Remember that they have existed within
hypervisors for a long time but now they are able to link hypervisors together.
SDNs are flexible and elastic, and they can be configured remotely to effect
network wide changes to traffic. They are centrally managed and are
interoperable with many different protocols. They are dynamic and can be
automatically provisioned and configured.
Virtualized Network
Storage: Also known as
software defined storage, SDS is storage management software that can make
off-the-shelf hardware like NAS units behave like SAN equipment.
Virtualized Networks
Segmentation: Also known as
private virtual local area networks (PVLANs), these systems add extra features
to VLANs, but virtually. This allows for the creation of private groups within
your network, and can also provide features such as port isolation and enhanced
routing features. A primary PVLAN is just a VLAN that has been segmented into
smaller groups, while a secondary PVLAN exists only inside of a Primary PVLAN,
has specific VLAN IDs, and has a physical switch associated with the behaviour
of each packet with a VLAN ID.
What is
Network Security?
Network Security
protects your network and data from breaches, intrusions and other threats.
This is a vast and overarching term that describes hardware and software
solutions as well as processes or rules and configurations relating to network
use, accessibility, and overall threat protection.
Network Security
involves access control, virus and antivirus software, application security,
network analytics, types of network-related security (endpoint, web, wireless),
firewalls, VPN encryption and more.
Benefits of Network
Security
Network Security is
vital in protecting client data and information, keeping shared data secure and
ensuring reliable access and network performance as well as protection from
cyber threats. A well designed network security solution reduces overhead
expenses and safeguards organizations from costly losses that occur from a data
breach or other security incident. Ensuring legitimate access to systems,
applications and data enables business operations and delivery of services and
products to customers.
Types of Network
Security Protections
Firewall
Firewalls control
incoming and outgoing traffic on networks, with predetermined security rules.
Firewalls keep out unfriendly traffic and is a necessary part of daily computing.
Network Security relies heavily on Firewalls, and especially Next
Generation Firewalls, which focus on blocking malware and application-layer
attacks.
Network Segmentation
Network
segmentation defines boundaries between network segments where assets
within the group have a common function, risk or role within an organization.
For instance, the perimeter gateway segments a company network from the
Internet. Potential threats outside the network are prevented, ensuring that an
organization’s sensitive data remains inside. Organizations can go further by
defining additional internal boundaries within their network, which can provide
improved security and access control.
What is Access Control?
Access control defines
the people or groups and the devices that have access to network applications
and systems thereby denying unsanctioned access, and maybe threats.
Integrations with Identity and Access Management (IAM) products can strongly
identify the user and Role-based Access Control (RBAC) policies ensure the
person and device are authorized access to the asset.
Zero
Trust
Remote
Access VPN
Remote access
VPN provides remote and secure access to a company network to individual
hosts or clients, such as telecommuters, mobile users, and extranet consumers.
Each host typically has VPN client software loaded or uses a web-based client.
Privacy and integrity of sensitive information is ensured through multi-factor
authentication, endpoint compliance scanning, and encryption of all transmitted
data.
Zero Trust Network Access
(ZTNA)
The zero trust security
model states that a user should only have the access and permissions that they
require to fulfill their role. This is a very different approach from that
provided by traditional security solutions, like VPNs, that grant a user full
access to the target network. Zero trust network access (ZTNA) also
known as software-defined perimeter (SDP) solutions permits granular
access to an organization’s applications from users who require that access to
perform their duties.
Email Security
Email
security refers to any processes, products, and services designed to
protect your email accounts and email content safe from external threats. Most
email service providers have built-in email security features designed to keep
you secure, but these may not be enough to stop cybercriminals from accessing
your information.
Data Loss Prevention (DLP)
Data loss prevention
(DLP) is a cybersecurity methodology that combines technology and best
practices to prevent the exposure of sensitive information outside of an
organization, especially regulated data such as personally identifiable
information (PII) and compliance related data: HIPAA, SOX, PCI DSS, etc.
Intrusion Prevention
Systems (IPS)
IPS
technologies can detect or prevent network security attacks such as brute
force attacks, Denial of Service (DoS) attacks and exploits of known
vulnerabilities. A vulnerability is a weakness for instance in a software
system and an exploit is an attack that leverages that vulnerability to gain
control of that system. When an exploit is announced, there is often a window
of opportunity for attackers to exploit that vulnerability before the security
patch is applied. An Intrusion Prevention System can be used in these cases to
quickly block these attacks.
Sandboxing
Sandboxing is a
cybersecurity practice where you run code or open files in a safe, isolated
environment on a host machine that mimics end-user operating environments.
Sandboxing observes the files or code as they are opened and looks for malicious
behavior to prevent threats from getting on the network. For example malware in
files such as PDF, Microsoft Word, Excel and PowerPoint can be safely detected
and blocked before the files reach an unsuspecting end user.
Hyperscale Network
Security
Hyperscale is the
ability of an architecture to scale appropriately, as increased demand is added
to the system. This solution includes rapid deployment and scaling up or down
to meet changes in network security demands. By tightly integrating networking
and compute resources in a software-defined system, it is possible to fully
utilize all hardware resources available in a clustering solution.
Cloud Network Security
Applications and
workloads are no longer exclusively hosted on-premises in a local data center.
Protecting the modern data center requires greater flexibility and innovation
to keep pace with the migration of application workloads to the cloud.
Software-defined Networking (SDN) and Software-defined Wide Area Network
(SD-WAN) solutions enable network security solutions in private, public, hybrid
and cloud-hosted Firewall-as-a-Service (FWaaS) deployments.
Robust
Network Security Will Protect Against
Virus: A virus is a malicious,
downloadable file that can lay dormant that replicates itself by changing other
computer programs with its own code. Once it spreads those files are infected
and can spread from one computer to another, and/or corrupt or destroy network
data.
Worms: Can slow down computer networks by eating
up bandwidth as well as the slow the efficiency of your computer to process
data. A worm is a standalone malware that can propagate and work
independently of other files, where a virus needs a host program to spread.
Trojan: A trojan is a backdoor program that
creates an entryway for malicious users to access the computer system by using
what looks like a real program, but quickly turns out to be harmful. A trojan
virus can delete files, activate other malware hidden on your computer network,
such as a virus and steal valuable data.
Spyware: Much like its name, spyware is a computer
virus that gathers information about a person or organization without their
express knowledge and may send the information gathered to a third party
without the consumer’s consent.
Adware: Can redirect your search requests to
advertising websites and collect marketing data about you in the process so
that customized advertisements will be displayed based on your search and
buying history.
Ransomware: This is a type of trojan cyberware that is
designed to gain money from the person or organization’s computer on which it
is installed by encrypting data so that it is unusable, blocking access to the
user’s system.
Secure Your Network With
Check Point
Network Security is
vital in protecting client data and information, it keeps shared data secure,
protects from viruses and helps with network performance by reducing overhead
expenses and costly losses from data breaches, and since there will be less
downtime from malicious users or viruses, it can save businesses money in the
long-term.
Check Point’s Network
Security solutions simplify your network security without impacting the
performance, provide a unified approach for streamlined operations, and enable
you to scale for business growth.
Schedule a demo to
learn how Check Point protects customers with effective network security for
on-premises, branches, and public and private cloud environments.
Network Security
Articles
Network Management
Types of Network Security
Protections
Firewall. Firewalls
control incoming and outgoing traffic on networks, with predetermined security
rules.
Network Segmentation.
...
Remote Access VPN. ...
Email Security. ...
Data Loss Prevention
(DLP) ...
Intrusion Prevention
Systems (IPS) ...
Sandboxing. ...
Hyperscale Network
Security.
Fortunately, there are
some computer network security best practices that business owners can
implement today to secure their data and build more impenetrable protection
against hackers and viruses.
Here are 10 proven
ways to secure a computer network.
Install and monitor
firewall performance
Update Passwords When
Needed and/or Yearly
Lean on Advanced
Endpoint Detection
Create a virtual private
network (VPN)
Train your employee
Filter and delete spam
emails
Shut down computers when
not in use
Encrypt your files
Secure personal devices
Ask for help
1. Install And Monitor
Firewall Performance
A firewall is designed
to block unauthorized access to computers and networks. In essence, a
firewall is a set of rules that controls network traffic — incoming and
outgoing. Computers and networks that pass these rules are granted access, and
those that don’t are walled out.
Firewalls are becoming
more and more sophisticated (as are hackers), and some of the newest ones
are integrated network security platforms that consist of different
approaches and encryption methods, all working to prevent breaches and
malicious activity.
2. Update Passwords When
Needed and/or Yearly
Hopefully your employees
know to avoid default passwords or phrases like “password,” “12345” and their
dates of birth. In addition to using strong passwords that feature letters
(uppercase and lowercase), symbols and numbers for added security, require
employees to regularly change their passwords.
It’s been recently
recommended to change passwords whenever there’s reason to suspect they’ve
been compromised, and annually even if they appear to remain secure.
Changing passwords too often can lead to confusion and delays, leading
employees to reach out to IT for reminders of their credentials. It’s a bit of a
tightrope.
Many businesses now
require two-factor authentication to connect to the network. In
addition to entering a username and password, users may also need to enter a
code they receive via text or by another means to connect to a system or Wi-Fi
network.
3. Lean on Advanced
Endpoint Detection
In order to respond to
the continually evolving online threats in the world today, advanced endpoint
detection and response is technology that uses AI to watch for indications
of compromise and react accordingly.
The technology collects
and analyzes information from network devices, endpoint logs and threat
intelligence feeds, identifying security incidents, policy violations,
fraudulent activity and other threats. In order to respond more quickly, these
solutions employ a high degree of automation to enable security teams to
quickly identify and respond.
More advanced than
antivirus software, endpoint detection and response is part of a modern,
layered and proactive approach to cybersecurity to defend against
ever-changing cyberattacks.
4. Create A Virtual
Private Network (VPN)
With millions of people
working remotely in a cosmic work shift accelerated by the pandemic, there’s
been a massive increase in reported cybercrimes. VPNs create a more secure
connection between remote computers and company servers.
With a VPN, only those
authorized to access your systems will be able to do so. A VPN
can dramatically decrease the likelihood of hackers finding a wireless
access point and wreaking havoc on your system.
5. Train Your Employees
Every preparation you
have won’t be effective if the people using your system aren’t following
security best practices. Frequent reminders about risks and
mitigation steps can help them keep network security at the forefront of their
attention. Some organizations implement mandatory meetings to
help communicate their importance. Educating employees about how to
avoid major security risks or getting victimized by identity theft is
possibly the greatest weapon you have in boosting your security.
6. Filter and Delete Spam
Emails
Phishing
emails from hackers are crafted in a way to entice your employees to open
them and click on sensational offers or links that seem legitimate. Spam
filters have advanced considerably and should be leveraged.
Even so, the occasional
spam email may make it through, especially if a hacker is mimicking someone you
know, like a professional colleague or company you do business with. Employees
need to use their common sense filters in addition to any spam filter
software.
7. Shut Down Computers
When Not in Use
It’s tempting to want to
leave your computer on and ready for the next day of work. But when your
computer sits idle overnight while connected to the internet or your own
network, it becomes more visible and available to hackers. Limit their
access and block them outright just by shutting your computer down for the
night.
8. Encrypt Your Files
The thought of a hacker
getting inside your networks is a major cause for alarm. Imagine, however,
their surprise when all they find is a bunch of gibberish? Encryption
can protect sensitive data on Windows or Mac operating systems using
software specifically designed to mask your IP address. You can identify
whether a website has been secured using encryption by looking for “https” in the
address bar along with a padlock icon.
9. Secure Personal Devices
Employees increasingly
use their smartphones and other mobile devices to access information at work.
Consider implementing a policy for using personal devices to ensure individuals
are following security protocols.
Some quick tips for
securing both personal information and sensitive work data include turning
off Bluetooth, never using unsecured public Wi-Fi and following
the same advice for complex personal device passcodes as you would for
your work computer systems.
10. Ask for Help
When you’re managing
your IT internally, the pressure is on to make sure you’re adequately protected
against hacking and viruses. While having all these measures in place and
ensuring employees are following best practices, it’s still difficult to keep
up with the latest cyber threats.
One of the best ways to
overcome these challenges is to enlist the help of a technology management
provider that stays updated on the latest threats and whose job it is to
make your systems as secure as possible. When you work with a technology
management provider, you get laser-focused monitoring and attention 24/7.
Working with Elevity
Part of the expertise
you can expect from a technology management partner is ensuring maximum system
and computer uptime, making sure all of your system’s latest updates are
installed and even providing resources to educate your employees. They can help
you with day-to-day issues and be there to tackle questions and ensure they’re
addressed quickly and resolved accurately.
That’s where Elevity can
step in, whether you’re a small business with no internal IT team or a larger
business with a team with which we can join forces. Our 4S
approach (Strategy, Security, Solutions and Support)
means maximum care toward ensuring your systems are running smoothly and
securely.
We’ll
also anticipate issues before they arise and create problems, which is
part of our strategizing. The burden of worrying about whether your network is
secure can be a thing of the past when you leverage our services.
Check Your Cybersecurity
Risk
Ahead of a partnership,
you can get a handle on your current cybersecurity preparedness to
see where you may have opportunities to strengthen your defenses. Simply click
the link below to take our free Cybersecurity Risk Assessment. It’ll
only take a few minutes to answer key questions about your current security
protocols, and once complete, we’ll be in touch with a score and possible next
steps.
How
servers are protected?
Some common server
hardening methods include: using data encryption for communication.
removing unnecessary software from servers. regularly updating operating
systems, and applying security patches.
Server Security Best
Practices
Constantly Upgrade the
Software and the Operating System.
Configure Your Computer
to File Backups.
Access Limitations to
Your Computers files.
Install SSL
Certificates.
Use Virtual Private
Networks (Private Networking)
Server Password
Security.
Use Firewall Protection.
What is management in
e-commerce?
E-commerce management
is the practice of managing an online business, so it's successfully
achieving its goals of quality product, customer acquisition and customer
retention
What are ecommerce
policies?
The e-commerce policy is
applicable on: All online inventory entities and e-commerce marketplaces. All
goods and services purchased or sold through online platforms, including
digital products by every e-commerce business owner. All trade practices are
unfair and unequal on any e-commerce platform
Process of E-Commerce
Business
Along with the explosion
of information technology in recent years, e-commerce business is increasingly
popular. E-commerce process is applied in almost every company working in this
field. Process of E-Commerce Business includes the following elements:
The purpose of marketing
is target to potential buyers, engage them to enter your website by using
internet advertising, email or creating fairs. In addition, businesses should
also establish communities (user groups), forums, chats or customer surveys
through surveys to create the return of customers.
Customers are
indispensable for e-commerce businesses.
However,
we also need to distinguish two types of purchases:
– Purchasing between
businesses: A buyer is another
business that needs to buy.
– Buying goods between
customers and businesses: The
buyer is usually an individual who pays by credit card and sends home goods.
As soon as a customer
enters the website, a business site is downloaded. Now you can start tracking
and creating profiles for this customer. Based on that information, you can
target the products that this customer is most interested in.
This is the first and
important step of e-commerce web.
Customers see the
product on the website if the item is arranged by stall, category for easy
search. Once customers are attracted to the items on sale or promotions, this
is really a potential customer.
On the e-commerce
website, there is always a shopping cart for customers to shop most
conveniently and easily. The shopping cart is simply a list of items selected
by the buyer, quantity, price, attributes (colors, sizes, etc.) and any other
information related to the order.
The shopping cart often
provides options to clean the basket, delete items, and update quantities.
– As soon as the
customer has all the items to buy, they will begin the billing process.
– For the buying model
between customers and businesses, customers will usually enter information
about shipping addresses and billing.
– Customers can also
add information on greetings, gift packs and other information for dependent
services.
Shipping charges can
be understood simply as charging the whole or as complicated as charging a fee
for each item purchased and correlating with the segment the goods must be
shipped to. However, it may be more difficult to process international orders.
It can then be linked
to a provider, tracking goods during transit.
– After calculating
the total value of items (including tax and shipping) the buyer will present
the payment method.
– The options will
vary for transactions:
+ Between customers
and businesses usually pay by credit card or pay after delivery
+ Between business and
business needs to have available all options, including orders, quotes,
guarantees, …
– For credit cards,
there are options to process credit cards offline or online. The online
processing on the internet through services is provided by reputable companies.
After the order is
completed, it may be necessary to send the customer a receipt. For a
business-to-business e-commerce model, the receipt can be a list attached to
the order. For customers, the receipt can be a reprint of the order on the
screen or a list sent to the buyer by Email.
In both cases, this
process can be easily automated.
If you do not
automatically process your credit card, you must first process your financial
transactions. Standard business rules govern this step, such as ordering by
phone or mail.
Options can be provided
to let customers know about order status, inventory or item supply status.
As soon as there is a
valid order, it needs to be done. This may be the most challenging business
stage. If shopping online, there may be difficulties in making an inventory. If
procured through the service system there may be problems with the order fulfillment
service system.
The final step in the
e-commerce process is shipping the goods to customers. Can provide order status
to customers. In this case, it may include a number of carriers such as UPS or
FedEx for customers to track their shipments.
It comes to the end of
the post: Process of E-Commerce Business
What is
business process in eCommerce?
At the top level of an
eCommerce process flow, the following can be easily identified: Customer places
an order in your eCommerce system. Order details are extracted from your
eCommerce system and entered into your business software. Order is passed to
the warehouse to be processed. Order is placed for fulfilment.
Public
law in e commerce
The IT Act
2000 is the sole cyber law in India which also governs, to some extent,
the online issues of e-commerce in India. Although the IT Act focuses mainly on
digital signature and related aspects, it mandates that the e-commerce
entrepreneurs and owners must ensure cyber law due diligence in India.
Key Ecommerce Laws You Need
to Know
Ecommerce is a
relatively new branch of retail.
Similar to other types
of online businesses, you need to comply with the general corporate laws and
local and international laws applicable to your business. Additionally, you
will need to comply with digital-specific provisions around web accessibility,
data privacy and electronic payment processing that may be applicable to your
store.
To stay on the safe side,
you should invest the time to learn about the rights and wrongs when it comes
to:
Taxes
Payment gateways
Trademarks, patents
and copyrights
Shipping restrictions
Inventory
Age restrictions
Business insurance
Licenses and permits
PCI compliance
Customer privacy
1. Taxes.
Here’s a quick refresher
on taxes from Tracey Wallace’s handbook on ecommerce taxation.
U.S.-based ecommerce
businesses are bound to charge:
Sales taxes vary by
state and separate locations in states. 45 states and Washington D.C. impose a
state-wide sales tax. However, different cities, counties and “special taxing
districts” may also add local sales tax rates, on top of state-wide
taxation.
For example, here’s what’s
included in Rhinebeck, NY sales tax rate:
Failure to properly
calculate and collect the right sales tax amount can put a dent in your profit
margin. Moreover, this leaves you stressed during tax season. So get to know
your obligations in advance!
You can read more
about state-by-state tax sales tax rules in Jennifer Dunn’s separate
guide.
Import duties and
taxes. If you import products from foreign-based suppliers
(e.g. dropshipping partners or wholesalers) valued in excess of
a certain threshold, your imports may be subject to customs duties.
Also, other tariffs and
taxes may apply if you regularly ship in products in larger quantities. You can
use the free U.S. Free Trade Agreements (FTAs) tool to simulate
different scenarios.
Next, if you are selling
products internationally, your foreign customers may have to pay import taxes
and duties. You can choose to settle them on their behalf via pre-paid duties
shipments, offered by some third-party logistics providers. Or you can
bundle them into an international price. For example, European and Australian
shoppers are accustomed to seeing all-inclusive prices.
Ecotaxes. To
promote sustainability, many states are introducing taxation on activities and
items that may be harmful to the environment. For example, under
the California Redemption Value (CRV) Act, consumers have to pay an extra
recycling fee of $0.05 for plastic containers under 24 ounces and $0.10 for
plastic containers over 24 ounces. The state also has a pending
proposal for a new ecotax, which would be charged on each individual item
packed in single-use plastic. If enacted, it would take effect starting in
2022.
International businesses
should also be mindful of local ecotaxes. For example, Europe is way ahead in charging extras for non-sustainable
products, shipping or packaging practices.
Takeaway: To cover
all your bases, talk to a tax professional or local tax authorities. These
experts will be able to help you understand specific circumstances that may
affect your product and give you insights into how you need to charge tax for
your business’s location.
Keep in mind, too, that
this information — and the regulations around it — are constantly
changing!
2. Payment gateways.
Payment
gateways are the lifeline for securely processing customer payments.
The keyword here is
“security” as a payment data breach can lead to a major regulatory fine. Not to
mention result in indirect losses associated with damage to your brand
image.
Breaches are also
common. For instance, last year one payment processor admitted to
exposing over 1.5 million credit and debit card accounts in North
America due to cyber attacks.
So stay vigilant when it
comes to selecting a payment processor. Prioritize solutions with:
DCI-PSS compliance
GDPR compliance (for
selling in Europe)
HTTPS connection (SSL
certificate) for all payment operations
Integrated security and
anti-fraud protection
3. Trademarks, patents and
copyrights.
Trademarks, patents and
copyrights are considered business intellectual property and, thus, protected
by respective laws.
Here’s how
the United States Patent and Trademark Office categorizes each of
these terms:
Trademark: A word,
phrase, symbol and/or design that identifies and distinguishes the source of
the goods of one party from those of others.
Patent: A limited
duration property right relating to an invention, granted by the United States
Patent and Trademark Office in exchange for public disclosure of the invention.
Copyright: Protects
works of authorship, such as writings, music and works of art that have been
tangibly expressed.
In other words, if you
take the appropriate steps with respect to your intellectual property, you may
be afforded legal protections that prevent other brands from using your
intellectual property without your consent.
Likewise, you can’t use
the intellectual property of others without the appropriate consents. For
instance, if you want to sell t-shirts with Star Wars characters on them, you
will want to obtain the appropriate consents to avoid any legal issues.
Also, you may want to
consider copyright protection for your ecommerce website. Some of the
applicable copyright laws to keep in mind:
Any unique aspects of a
custom ecommerce platform (such as a source code) can
be protected by patents and copyrights.
Ecommerce website
design elements such as logos, custom illustrations and visual content
(including posts for social media) may also be protected by copyright laws such
as Digital Millennium Copyright Act (DMCA).
Takeaway: Obtaining
a trademark, service mark or patent isn’t strictly necessary for ecommerce
business owners but may provide additional protections. Yet, you need to make
sure you’re not infringing on others’ intellectual property rights. Research
with the appropriate copyright, patent and trademark organizations such as
the US Patent and Trademark Office. They’ll help you start off on the
right foot.
4. Shipping
restrictions.
Ecommerce shipping can
be mind-boggling at times since logistics companies have different rates, rules
and restrictions for shipping different types of products.
Most shipping companies
clearly note their restricted items. Some commonly-restricted items are:
Aerosols
Airbags
Alcoholic beverages
Ammunition
Animals
Cigarettes
CBD products
Dry ice
Explosives
Fresh fruits and
vegetables
Hazardous materials
Nail polish
Perfumes
Perishables
Poison
Also, note that some
providers may allow you to ship normally restricted items, but they will
require some extra paperwork and fees. You’ll want to take this into
consideration as you evaluate shipping providers and integrations.
For information on
shipping internationally, check out the Federal Trade
Commission’s Electronic Commerce: Selling Internationally guide, which
will help answer questions about taxes, duties and customs laws. They also have
information on the shipping taxes, duties and imports.
Takeaway: Not all
shippers restrict the same items. Research different providers to determine the
costs and requirements for shipping your type of product.
5. Inventory.
Maybe you’re thinking of
storing the clothing for your online boutique in a spare closet or packing your
handmade jewelry in too many storage boxes to count?
While your determination
is alive and well, believe it or not, your business may be too large to legally
run out of your home.
If you’ll
be holding substantial inventory, you should also check your real estate
lease, deed or zoning codes to see if there are any prohibitions on running a
business like the one you’re contemplating out of your home.
Even if you plan to run
a small online business, some property laws can still apply to you.
Your local homeowners’ association may not be too keen on allowing a home-based
business in the area if it doesn’t comply with the zoning laws or the
homeowners’ association rules and regulations. Thus, you may be surprised
to learn that you could benefit from having a brick-and-mortar location or
warehouse in the early stages of your online business!
If you’re hesitant to
open a physical business and cannot run your business out of your home, don’t
fret — you have more options.
Try leveraging a
partnership with a shipping and fulfillment company that specializes
in dropshipping or 3PLs.
Bonus? By using a
dropshipping or 3PL service, you reduce shipping zones, or the distance
packages travel, which will typically reduce the cost of shipping and time in
transit. A win-win for both your business and your customers.
Takeaway: Learn
about home-based business regulations, applicable to your ecommerce niche.
Pay attention to general business licenses, zoning restrictions and health and
safety permits.
6. Age restrictions.
Anytime you launch a
website, it’s absolutely required that it comply with the Children’s
Online Privacy Protection Act (COPPA) — no exceptions.
This act includes quite
a few regulations, but one that will likely apply to your site is the inability
to collect any personal information from a child under the age of 13.
If you’re planning on
selling a product or service tailored specifically to a young audience, you’ll
need to abide by COPPA regulations. Or else, you risk regulatory fines of up to
$43,280.
Also, check your
country’s rules and regulations before selling age-restricted products through
an ecommerce store.
Takeaway: Every country is different as far as their
demands on how to run a business. Things get especially tricky when it comes to
age restrictions on products. Do your research and stay on top of legislation
to ensure your business is on the up-and-up.
7. Business
insurance.
Business insurance isn’t
always legally mandatory for ecommerce store owners.
If you operate as a registered business entity such as a limited liability
company (LLC), your personal assets may already be protected. However, you’ll
want to consult with legal counsel to ensure that’s accurate, as the laws may
vary based on where you operate or where your entity was formed.
Even if that’s true for
your situation, it may also be beneficial to get your business
insured for
General
liability
Product liability
Professional liability
Commercial
liability
Remember the story about a
burning hoverboard? Well, the family
was allowed to sue Amazon even though the company acted as an intermediary for
another seller who sold a faulty gadget. Product liability insurance could
protect you against such scenarios. This type of insurance is especially
important if you plan on selling products that are considered high-risk,
like CBD.
Also look into
professional liability insurance (also known as errors and omissions
insurance), which can protect your business against malpractice, error and
negligence.
Takeaway: Business insurance can look expensive for
new business owners. But it can save you more money if matters go legally awry.
8. Licenses and
permits.
Depending on which
products you decide to offer, you may need a business license to sell
them.
As a rule of thumb, most
states in the U.S. require you to have a valid seller’s permit if you have a
brick-and-mortar business.
However, the requirements are different for online businesses. As
LegalZoom writes:
“UNLESS YOU ARE SELLING
PRODUCTS OR SERVICES IN A REGULATED INDUSTRY SUCH AS HEALTH CARE, YOU DON’T
NEED A SELLER’S PERMIT TO CONDUCT BUSINESS ONLINE. BUT THAT MAY NOT BE THE CASE
IN YOUR STATE AND/OR IN YOUR INDUSTRY.”
As LegalZoom notes, you
should always double-check applicable laws. So be sure to do just that!
Separately, you may want to look into a reseller license — a document
that lets you purchase inventory in bulk or wholesale without paying local
sales taxes. Having one could prevent you from paying double taxation (i.e.
when you pay a sales tax, then collect it from your customers and pay to the
authorities). With a reseller certificate, you may only need to collect sales
tax when customers buy your products. Similarly, check with local authorities
if you plan to partner with wholesalers and suppliers.
Finally, international
sellers should also check with a local licensing department to verify whether they
need any permits.
Takeaway: Apart from a sales tax ID, you may not
need any other special business license to operate a small ecommerce store.
However, to avoid any future issues, you should confirm that there are no
business licenses required to operate in the jurisdictions you operate or
transact in by confirming with the appropriate local regulators or consulting
with an attorney.
9. PCI compliance.
Payment Card Industry
(PCI) Data Security Standard (DSS) is a commercial security standard,
introduced by a group of American financial services providers in 2006.
The goal of a PCI DSS
directive is to introduce unified standards for securely processing card
transactions and bring all industry participants to the same level of
compliance. It covers both online and POS transactions, as well as card
over phone orders and other types of card-not-present transactions.
Thus being PCI compliant
doesn’t just mean providing a secure, encrypted checkout experience — you’ll
also need to avoid storing any purchasing information on paper or via recording
(e.g. if someone were to give you their card number over the phone).
Modern ecommerce
platforms such as BigCommerce already come with PCI Level 1 compliance
baked-in for payment processing.
However, if you plan to
use a third-party payment processor or an integrated POS system, inquire about
their state of PCI compliance.
Takeaway: PCI DSS is aimed at ensuring better
payment security. It serves as an industry “stamp of approval” for payment
processors and other types of companies doing money transactions.
10. Customer
privacy.
Ecommerce websites can
collect a ton of valuable insights to create a data-driven CX for
shoppers. But not all types of ecommerce big data are up for
analytics grabs.
Data privacy laws around the world prohibit merchants from using customers’
personal identifiable information (PII) for analytics purposes. This includes
full names, addresses, social security numbers, debit and credit card details,
etc.
Also, some states and
countries oblige online shops to explicitly ask for customers’ permission for
collecting, storing and processing their data.
Two customer privacy
acts ecommerce store owners should familiarize themselves with are:
California Consumer
Privacy Act (CCPA). This law obliges businesses to disclose any
information they have about the consumer, as well as a list of third-party that
their data is shared with as per users’ demand. Customers can also sue
businesses for any privacy violations.
General Data Protection
Regulation (GDPR). This is an EU-member state-wide act that puts down
seven must-follow regulations online businesses must abide by when it comes to
customer data collection, storage and usage.
GDPR has been
notoriously advertised as the “stingiest customer data privacy” law. Indeed,
the violation fines are steep — €20 million ($24.3 million) or 4% of
global revenue, whichever is higher.
But staying on the right
side of GDPR isn’t that hard either. If you plan to sell in Europe, refer to
the official GDPR resource website. It has a detailed FAQ section and
checklist for businesses.
Takeaway: Customer
privacy violations can lead to legal and regulatory action. However, compliance
is a matter of due diligence and care. A number of ecommerce and marketing apps
have in-built facets for ensuring compliance with data collection
laws such as CCPA and GDPR.
Wrapping Up
Understanding the
implications of online business laws is essential for the health of your
business — and the protection of consumers who become your customers.
When you start your
ecommerce business, take the time to learn about the tax, payments
security, copyright, data collection and usage, as well as licensing
requirements for your industry.
The above may sound like
a lot. But this knowledge and investment in professional legal or tax advice
will future-proof your business against legal calamities and costly operational
mishaps!
Online Business Laws FAQs
1. What are online
business laws?
Online business laws
govern digital product and services sales, digital copyrights, as well as
customer data collection, storage and processing. Such laws were designed to
make online browsing and shopping experience safe, secure and fair for
businesses and consumers alike.
2. How can I legally
sell online?
To legally sell products
online, you need to apply for a sales tax ID (number). Then, ensure that you
are collecting and reporting all applicable state- and local-level sales taxes.
Moreover, you need to be compliant with digital customer data protection acts
such as COOPA, CCPA (if you operate in California) and GDPR (for European
sales). Finally, research if you need any special permits or licenses to
operate your type of business or if any other laws apply to it.
3. Do I need to start
an LLC to sell online?
You can start a small
online store as a sole proprietor. But registering an LLC may offer you better
liability protection against legal issues depending on the laws in the
jurisdiction that you form the LLC in and where your business operates. Also, a
business entity is often necessary to apply for a reseller certificate — a
document many suppliers and wholesalers will ask for to trade with you.
4. Are there products
that I can’t legally sell online?
You can’t sell illegal
items online as defined by your local laws, similar to brick and mortar stores.
Otherwise, there are types of products you are restricted from selling without
a special license such as alcohol, tobacco, fresh produce, medicals and
pharmaceutical products. Also, some ecommerce platforms and marketplaces may
have separate lists of items that are restricted from being sold on their
platform.
5. Is a business
license the same as an LLC?
No, these are two
different concepts. An LLC is a type of entity — a way to form a new
company. Business licenses are obtained on top of company
registration. Depending on your jurisdiction, a business license may only be
required for certain occupations or types of online businesses. Having an LLC
does not exclude you from the need to apply for a business license if you are
otherwise required to apply for a business license.
6. Does my ecommerce
site need a privacy policy?
Yes, for all practical
purposes, all online stores need a privacy policy, explaining which data
you collect (e.g. cookies), for what purposes, how long you store it and how
you use it. Ecommerce sites without a privacy policy are viewed as suspicious
by consumers and can attract the attention of local regulators, monitoring
compliance with customer data protection laws.
7. What are
intellectual property rights in ecommerce?
Ecommerce store owners
are bound by general copyright and trademark laws, similar to other types of
businesses. These can provide you with legal rights to protect your website
content against unauthorized distribution, wrongful usage and copying. You can
also choose to take the appropriate steps to trademark your online store name,
and in some cases, a domain name too.
8. What actions should
ecommerce managers take to safeguard consumer privacy and security?
First of all, ensure
that you have an up-to-date privacy policy. Secondly, analyze your tech stack
and ensure that all payment, marketing and customer service tools you
are using have complaint policies on customer data collection. Partnering with
reputable ecommerce platforms, marketing software providers and analytics
companies is a good step in ensuring that you are taking a proactive approach
to safeguarding your customers’ security and privacy.
9. Why is privacy in
ecommerce important?
Because the last thing
you’d want is having a distressed customer or government authority going after
your business with a lawsuit for privacy violations. The ecommerce industry is
regulated by digital customer data privacy laws such as CCPA, Data Broker
Registrations and GDPR among others. You must comply with the privacy laws
applicable to your business in order to avoid potential legal penalties and
reputational damages.
10. What states
require sales tax for online sales?
Overall, 45 states and
Washington DC have state-wide sales taxes for online sales made by/to local
residents (businesses and private persons). Separately, almost every state has
a sales tax nexus — a degree of connection between an online retailer and the
state requiring the retailer to register and collect sales tax within the
state.
11. What type of
business license do I need for ecommerce?
You may not need any
special business license, apart from sales ID tax registration, for your online
store unless you are selling certain types of products such as medical devices,
healthcare products, alcohol, fresh produce and other types of regulated
products. However, it’s best to double-check the requirements with a local
authority or a legal professional.
Disclaimer:
This material is for
informational purposes only and does not constitute legal, tax, professional or
financial advice. BigCommerce disclaims any liability with respect to this
material, and the information on this website may not constitute the most
up-to-date legal or other information.
The information on this
website is not a substitute for, and does not replace the advice or
representation of, a licensed attorney or other professional. Please consult
your attorney or professional advisor on specific legal, tax, professional or
financial matters. All liability with respect to actions taken or not taken
based on the contents of this site are hereby expressly disclaimed. This
website contains links to other third-party websites. Such links are only for
the convenience of the reader, user or browser; BigCommerce does not recommend
or endorse the contents of the third-party sites.
5 e-commerce policies
you to need to have
Terms of Service. You
need to iron out your e-commerce business's Terms of Service as soon as your
business opens its proverbial doors. ...
Privacy policy. Unlike a
Terms of Service policy, a privacy policy is required by law. ...
Returns and exchanges
policy. ...
Shipping policy. ...
Taxes.
E-Commerce Management
Policy Policy Electronic acceptance and processing of all financial
transactions using Electronic Commerce (credit card payment via the Web) are
required to pass through the Office of Information Technology implemented Web
payment gateway. This gateway uses the TouchNet Web Payment Gateway
hardware/software and processes all transactions thru First Data Corporation
(FDC). (Auburn's Office of Information Technology will provide an interface to
this gateway, along with development standards for using the interface.)
Merchant identification and purchase information will be passed to this
interface by departmentally developed Web pages. Auburn University Web pages
developed by department personnel or sub contractors are specifically
prohibited from accepting credit card numbers or other related personal
information such as name on card or card expiration date.
Business Review of
Proposed E-Commerce Applications:
1. A committee comprised
of representatives of Office of Cash Management, Office of Student Financial
Services, Business & Finance and Controller, and the Office of Information
Technology will review all proposed business applications which propose to use
the Internet for online payment of sales of products and services.
2. Prior to development
of any E Commerce application, including those to be developed by outside
contractors, each Auburn University department without exception must submit a
proposal to the Office of Cash Management. Office of Cash Management will
initiate a committee review.
Each proposal should
include the following information:
i. The products or
services to be sold.
ii. The intended
customer base.
iii. Anticipated
transaction volume.
iv. Any outside
advertising to be included on the pages.
v. Name of a
departmental representative for the E Commerce Review Committee and Office of
Information Technology to contact regarding technical or procedural questions
that may arise during the review and approval process of the application. If
the application is approved, Office of Cash Management will notify the
department, determine the income account to be credited, and obtain a new merchant
ID, if necessary.
3. Additionally, this
review committee shall be responsible for:
i. Consideration and
approval for changing "transaction processors" or adding additional
processors as appropriate. Reviewing all campus Web applications for policy
compliance.
ii. Establishing
deadlines for bringing all existing payment applications into full compliance
with this policy. Issued by: The Offices
of the Provost and Executive Vice President
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Costumer communication
channelsCostumer support
Security is an essential
part of any transaction that takes place over the internet. Customers will lose
his/her faith in e-business if its security is compromised.
Following are the
essential requirements for safe e-payments/transactions −
Confidentiality − Information should not be accessible to an
unauthorized person. It should not be intercepted during the transmission.
Integrity − Information should not be altered during
its transmission over the network.
Availability − Information should be available wherever
and whenever required within a time limit specified.
Authenticity − There should be a mechanism to
authenticate a user before giving him/her an access to the required
information.
Non-Repudiability − It is the protection against the denial of
order or denial of payment. Once a sender sends a message, the sender should
not be able to deny sending the message. Similarly, the recipient of message
should not be able to deny the receipt.
Encryption − Information should be encrypted and
decrypted only by an authorized user.
Auditability − Data should be recorded in such a way that
it can be audited for integrity requirements.
Measures to ensure
Security
Major security
measures are following −
Encryption − It is a very effective and practical way
to safeguard the data being transmitted over the network. Sender of the
information encrypts the data using a secret code and only the specified
receiver can decrypt the data using the same or a different secret code.
Digital
Signature − Digital signature
ensures the authenticity of the information. A digital signature is an
e-signature authenticated through encryption and password.
Security
Certificates − Security
certificate is a unique digital id used to verify the identity of an individual
website or user.
Security Protocols in
Internet
We will discuss here
some of the popular protocols used over the internet to ensure secured online
transactions.
Secure Socket Layer (SSL)
It is the most commonly
used protocol and is widely used across the industry. It meets following
security requirements −
Authentication
Encryption
Integrity
Non-reputability
"https://" is
to be used for HTTP urls with SSL, where as "http:/" is to be used
for HTTP urls without SSL.
Secure Hypertext Transfer
Protocol (SHTTP)
SHTTP extends the HTTP
internet protocol with public key encryption, authentication, and digital
signature over the internet. Secure HTTP supports multiple security mechanism,
providing security to the end-users. SHTTP works by negotiating encryption
scheme types used between the client and the server.
Secure Electronic
Transaction
It is a secure protocol
developed by MasterCard and Visa in collaboration. Theoretically, it is the
best security protocol.
It has the following
components −
Card Holder's Digital
Wallet Software − Digital
Wallet allows the card holder to make secure purchases online via point and
click interface.
Merchant Software − This software helps merchants to
communicate with potential customers and financial institutions in a secure
manner.
Payment Gateway Server
Software − Payment gateway
provides automatic and standard payment process. It supports the process for
merchant's certificate request.
Certificate Authority
Software − This software is
used by financial institutions to issue digital certificates to card holders
and merchants, and to enable them to register their account agreements for
secure electronic commerce.
E-Commerce
- Payment Systems
E-commerce sites use
electronic payment, where electronic payment refers to paperless monetary
transactions. Electronic payment has revolutionized the business processing by
reducing the paperwork, transaction costs, and labor cost. Being user friendly
and less time-consuming than manual processing, it helps business organization
to expand its market reach/expansion.
Listed below are some of
the modes of electronic payments −
Credit Card
Debit Card
Smart Card
E-Money
Electronic Fund Transfer
(EFT)
Credit Card
Payment using credit
card is one of most common mode of electronic payment. Credit card is small
plastic card with a unique number attached with an account. It has also a
magnetic strip embedded in it which is used to read credit card via card
readers. When a customer purchases a product via credit card, credit card
issuer bank pays on behalf of the customer and customer has a certain time
period after which he/she can pay the credit card bill. It is usually credit
card monthly payment cycle.
Following are the actors
in the credit card system.
The card holder −
Customer
The merchant −
seller of product who can accept credit card payments.
The card issuer
bank − card holder's bank
The acquirer
bank − the merchant's bank
The card brand −
for example , visa or Mastercard.
Credit Card Payment Proces
Step |
Description |
Step 1 |
Bank issues and activates a credit
card to the customer on his/her request. |
Step 2 |
The customer presents the credit
card information to the merchant site or to the merchant from whom he/she
wants to purchase a product/service. |
Step 3 |
Merchant validates the customer's
identity by asking for approval from the card brand company. |
Step 4 |
Card brand company authenticates
the credit card and pays the transaction by credit. Merchant keeps the sales
slip. |
Step 5 |
Merchant submits the sales slip to
acquirer banks and gets the service charges paid to him/her. |
Step 6 |
Acquirer bank requests the card
brand company to clear the credit amount and gets the payment. |
Step 6 |
Now the card brand company asks to
clear the amount from the issuer bank and the amount gets transferred to the
card brand company. |
Debit Card
Debit card, like credit
card, is a small plastic card with a unique number mapped with the bank account
number. It is required to have a bank account before getting a debit card from
the bank. The major difference between a debit card and a credit card is that
in case of payment through debit card, the amount gets deducted from the card's
bank account immediately and there should be sufficient balance in the bank
account for the transaction to get completed; whereas in case of a credit card
transaction, there is no such compulsion.
Debit cards free the
customer to carry cash and cheques. Even merchants accept a debit card readily.
Having a restriction on the amount that can be withdrawn in a day using a debit
card helps the customer to keep a check on his/her spending.
Smart Card
Smart card is again
similar to a credit card or a debit card in appearance, but it has a small
microprocessor chip embedded in it. It has the capacity to store a customer’s
work-related and/or personal information. Smart cards are also used to store
money and the amount gets deducted after every transaction.
Smart cards can only be
accessed using a PIN that every customer is assigned with. Smart cards are
secure, as they store information in encrypted format and are less
expensive/provides faster processing. Mondex and Visa Cash cards are examples
of smart cards.
E-Money
E-Money transactions
refer to situation where payment is done over the network and the amount gets
transferred from one financial body to another financial body without any
involvement of a middleman. E-money transactions are faster, convenient, and
saves a lot of time.
Online payments done via
credit cards, debit cards, or smart cards are examples of emoney transactions.
Another popular example is e-cash. In case of e-cash, both customer and
merchant have to sign up with the bank or company issuing e-cash.
Electronic Fund Transfer
It is a very popular
electronic payment method to transfer money from one bank account to another
bank account. Accounts can be in the same bank or different banks. Fund
transfer can be done using ATM (Automated Teller Machine) or using a computer.
Nowadays, internet-based
EFT is getting popular. In this case, a customer uses the website provided by
the bank, logs in to the bank's website and registers another bank account.
He/she then places a request to transfer certain amount to that account.
Customer's bank transfers the amount to other account if it is in the same bank,
otherwise the transfer request is forwarded to an ACH (Automated Clearing
House) to transfer the amount to other account and the amount is deducted from
the customer's account. Once the amount is transferred to other account, the
customer is notified of the fund transfer by the bank.
Encryption
Encryption
is a way of scrambling (move quickly) data so that only authorized parties
can understand the information. In technical terms, it is the process of
converting human-readable plaintext to incomprehensible text, also known as
ciphertext (encoded information). Encrypted to change electronic information or
signals into a secret code (= system of letters, numbers, or symbols) that
people cannot understand or use on normal equipment
Securing channels of communication
A protected communication link
established between the cryptographic
module and a sender or receiver (including another cryptographic module) to
securely communicate and verify the validity of plaintext CSPs, keys,
authentication data, and other sensitive data. Also called a secure channel.
Cryptography is the process of hiding or coding
information so that only the person a message was intended for can read it. The
art of cryptography has been used to code messages for thousands of years and
continues to be used in bank cards, computer passwords, and ecommerce.
What are the measures of securing channels of
communication?
To
consider digital communication secure, it must fulfill four essential
principles: encryption, authentication, integrity, and non-repudiation.
Encryption: Messages should be sent with end-to-end encryption to protect the
content from unauthorized access.
Communication security means prevention
of unwanted and unauthorized access to telecommunications. It includes
four major disciplines:
Physical security
Emission security
Encryption security
Transmission security.
Organizations that want to secure their communication and
protect their customer data must pay attention to all four areas.
What is communication security?
Also referred to as
COMSEC, communication security is the prevention of unauthorized access to
communications traffic. In essence, COMSEC as a discipline tries to
protect any piece of information or data transferred over email, chat, phone,
and other means.
Today, as communication means are
developing and becoming more digital, the call for security is greater than
ever.
8 communication security strategies for organizations
Secure communication translates to
continuous availability, integrity, and confidentiality of the
network. Here’s a list of the best secure communication strategies used
for organizations wanting to safeguard their data:
1. Physical security
Physical security
refers to the protection of building sites and equipment (and all information
and software contained therein) from theft, vandalism, natural disaster,
manmade catastrophes, and accidental damage (e.g., from electrical surges,
extreme temperatures, and spilled coffee).
Although most of the communication today
takes place over the internet, servers are key components of a communication
system. Thus, the network operator is responsible for protecting them against
any damage and ensuring smooth connectivity.
Ideally, servers should be located in a
closed facility with limited access. Organizations concerned about
communication security often choose on-premise deployment of any service
to ensure maximum safety. In addition, having an efficient alarm system to
notify authorities to respond swiftly and control the damage can aid secure
communication.
As covered in our recent article
about on-premise vs. cloud security,
When companies choose cloud providers,
data security becomes a shared responsibility between the company and the cloud
provider. With on-prem, they are fully in control of their data.
2. Network and architecture of the communication system
Two methods
(communications network architecture) can be used to deliver data to the
target. In the first method, a network architecture is designed in which
the wireless sensor nodes can transfer data to the delivery center directly;
this is also termed a flat network architecture.
The reliability of any communication
network largely depends on a continuous and secure flow. To ensure
this, the network must consist of autonomous units that can work
independently to ensure smooth communication.
In addition, the hardware
(including base stations and servers) should always have an uninterrupted power
supply (UPS) to act as a backup. The density of these hardware units in
the network ensures its ability to serve its users.
In extreme cases, networks can be
air-gapped to prevent the slightest possibility of external access.
3. Preventing unauthorized access
To prevent
unauthorized access, it's essential to implement strong security measures such
as robust password policies, multi-factor authentication, regular software
updates, employee training on security awareness, and effective physical
security practices.
Strong access controls must be
implemented within a communication system to ensure communication security
and stay compliant with data sovereignty laws. Sensitive information,
including the user’s name and personal details, should not be accessible even
to employees below a certain security clearance level.
Multi-factor authentication is one way
to enable secure communication between people without anyone
eavesdropping, stealing data, or spreading misinformation. Sometimes
unauthenticated users may need to join meetings for which a service that allows
users to identify and accept or block their requests is required.
Get started with Rocket.Chat’s secure
collaboration platform
Talk to sales
4. Data encryption in transit
To encrypt data in
transit, you need to use a secure communication protocol that ensures the
confidentiality, integrity, and authenticity of your data. The most common
protocol for encrypting data in transit is SSL/TLS, which stands for
Secure Sockets Layer/Transport Layer Security.
Data traveling through an untrusted
network, like the internet, is most vulnerable during transit. Therefore, it is
crucial to put a protective mechanism, like end-to-end (E2E) encryption,
in place. It lets data travel safely between two parties, preventing any
tampering from unauthorized third-party users.
The cryptographic key decrypts the
communication when it reaches the receiver. It is also important to
secure the management of these cryptographic keys for communication
security.
Find out what are the ten best
encrypted messaging apps for business communication.
5. Admin controls
Administrative
controls are changes in work procedures to reduce the duration, frequency,
and severity of exposure to hazardous chemicals or situations. Administrative
controls include work practice controls which are intended to reduce the
likelihood of exposure by changing the way a task is performed.
Not every employee in your organization
will need access to every piece of information. Admin controls play an
important role in readily managing this aspect. When personnel join the
company, change departments, or leave the organization, their login credentials
and access limits are altered or removed by the admin.
Even so, a large organization
requires periodic inspection of employee access and admit controls to avoid any
data leaks or misinformation spreads. This helps prevent compliance mishaps
with laws like General Data Protection Regulation (GDPR) and Health
Insurance Portability and Accountability Act (HIPAA).
6. Regular audits
Regular audit
is performed periodically according to auditing programs set forth by
Customs focusing on business system and routine operation and management
situation. The Internal Control Framework of the Commission is used for this
purpose.
When an insider performs regular audits,
they may not produce accurate results if the auditor is biased or has ulterior
motives. Besides, if an audit is used to spread malware, misuse
information, or launch phishing attacks, it can result in an adverse outcome.
Outsourcing security audits to a
reliable and compliant third party can be beneficial in ensuring
communication security. The authorized auditor should launch a surprise audit
if the security system picks up multiple failed-login attempts or any unusual
activity in the communication.
7. Internal training
Internal training is another name for in-house
training or onsite training. It relies on a company's own resources to train
employees within the organization. It's unlike outsourced training that relies
on an external training provider to manage all your training needs.
Safety protocols may not work if people
don’t follow standard secure communication practices. Conducting regular
training sessions for your staff on standard procedures while communicating can
strengthen the communication network’s security. Internal training can
help employees verify the information and avoid cyberattacks.
Internal training is especially
important to bolster cybersecurity while working remotely.
8. Careful third-party use
Monitor the app's
security and performance. Limit sensitive data and functions to authorised
users with role-based access controls. Limit permissions granted to the app.
Limit the amount of personal and professional data you share with third-party
apps.
Communication services require metadata
for every communication to operate properly. Details about the communication,
including the who, when, where, and how, may be collected and stored. The
service provider needs to share the purpose of each collected piece of
information.
An open-source messaging
solution is appropriate for your organization as it has essential
transparency to ensure only the necessary metadata is collected and used.
Protecting network
Network Security involves access
control, virus and antivirus software, application security, network analytics,
types of network-related security (endpoint, web, wireless), firewalls, VPN
encryption and more.
Types of Network Security Protections
Firewall
Firewalls control incoming and
outgoing traffic on networks, with predetermined security rules. Firewalls keep
out unfriendly traffic and is a necessary part of daily computing. Network
Security relies heavily on Firewalls, and especially Next Generation
Firewalls, which focus on blocking malware and application-layer attacks.
Network Segmentation
Network segmentation defines
boundaries between network segments where assets within the group have a common
function, risk or role within an organization. For instance, the perimeter
gateway segments a company network from the Internet. Potential threats outside
the network are prevented, ensuring that an organization’s sensitive data
remains inside. Organizations can go further by defining additional internal
boundaries within their network, which can provide improved security and access
control.
What is Access Control?
Access control defines the people or
groups and the devices that have access to network applications and systems
thereby denying unsanctioned access, and maybe threats. Integrations with
Identity and Access Management (IAM) products can strongly identify the user
and Role-based Access Control (RBAC) policies ensure the person and device are
authorized access to the asset.
Zero Trust
Remote Access VPN
Remote access VPN provides remote
and secure access to a company network to individual hosts or clients, such as
telecommuters, mobile users, and extranet consumers. Each host typically has
VPN client software loaded or uses a web-based client. Privacy and integrity of
sensitive information is ensured through multi-factor authentication, endpoint
compliance scanning, and encryption of all transmitted data.
Zero Trust Network Access (ZTNA)
The zero trust security model states
that a user should only have the access and permissions that they require to
fulfill their role. This is a very different approach from that provided by
traditional security solutions, like VPNs, that grant a user full access to the
target network. Zero trust network access (ZTNA) also known
as software-defined perimeter (SDP) solutions permits granular access
to an organization’s applications from users who require that access to perform
their duties.
Email Security
Email security refers to any
processes, products, and services designed to protect your email accounts and
email content safe from external threats. Most email service providers have
built-in email security features designed to keep you secure, but these may not
be enough to stop cybercriminals from accessing your information.
Data Loss Prevention (DLP)
Data loss prevention (DLP) is a
cybersecurity methodology that combines technology and best practices to
prevent the exposure of sensitive information outside of an organization, especially
regulated data such as personally identifiable information (PII) and compliance
related data: HIPAA, SOX, PCI DSS, etc.
Intrusion Prevention Systems (IPS)
IPS technologies can detect or
prevent network security attacks such as brute force attacks, Denial of Service
(DoS) attacks and exploits of known vulnerabilities. A vulnerability is a
weakness for instance in a software system and an exploit is an attack that
leverages that vulnerability to gain control of that system. When an exploit is
announced, there is often a window of opportunity for attackers to exploit that
vulnerability before the security patch is applied. An Intrusion Prevention
System can be used in these cases to quickly block these attacks.
Sandboxing
Sandboxing is a cybersecurity
practice where you run code or open files in a safe, isolated environment on a
host machine that mimics end-user operating environments. Sandboxing observes
the files or code as they are opened and looks for malicious behavior to
prevent threats from getting on the network. For example malware in files such
as PDF, Microsoft Word, Excel and PowerPoint can be safely detected and blocked
before the files reach an unsuspecting end user.
Hyperscale Network Security
Hyperscale is the ability of an
architecture to scale appropriately, as increased demand is added to the
system. This solution includes rapid deployment and scaling up or down to meet
changes in network security demands. By tightly integrating networking and
compute resources in a software-defined system, it is possible to fully utilize
all hardware resources available in a clustering solution.
Cloud Network Security
Applications and workloads are no longer
exclusively hosted on-premises in a local data center. Protecting the modern
data center requires greater flexibility and innovation to keep pace with the
migration of application workloads to the cloud. Software-defined Networking
(SDN) and Software-defined Wide Area Network (SD-WAN) solutions enable network
security solutions in private, public, hybrid and
cloud-hosted Firewall-as-a-Service (FWaaS) deployments.
What are the benefits of network security?
Data protection
Prevents hacking
Antivirus software
Ensuring data availability
Access control
Closed environment protected from the internet
Network security solutions
Protects proprietary information
Security for hyperscale networks
Protecting servers and clients
Server security focuses
on the protection of data and resources held on the servers. It comprises tools
and techniques that help prevent intrusions, hacking and other malicious
actions. Server security measures vary and are typically implemented in layers.
Client confidentiality is
a fundamental rule among institutions and individuals stating that they must
not share a client's information with a third party without the consent of the
client or a legal reason. Normally, access to a client's data is only between
the workplace and the customer or client.
1Update your systems regularly
One of the easiest and most effective ways to secure your
Windows systems is to keep them updated with the latest patches and security
fixes. Windows updates can fix vulnerabilities, improve performance, and add
new features that can enhance your security. You can use Windows Update or
Windows Server Update Services (WSUS) to manage and deploy updates to your
servers and clients. You should also update your applications, drivers, and
firmware to avoid any compatibility or security issues.
Systems update is highly important as well.
We need to have our systems up to date with the patches. This would help us
also from major risk.
Start by routinely patching
vulnerabilities in the operating system and software. To increase login
security, use multi-factor authentication (MFA). Detect dangers by using
antivirus/anti-malware software and firewalls to filter network traffic. Inform
users on the best practices for cybersecurity, such as how to spot phishing
attacks. Apply the least privilege principle to access control. Utilize solutions
like BitLocker and EFS to encrypt data both at rest and while it is being
transmitted. Maintain logs and keep an eye out for strange activity on the
systems. Backup vital data frequently to reduce the risk of data loss in the
event of ransomware or security breaches. Sensitive systems are isolated
through network segmentation.
2Configure your firewall and network settings
Another important step to secure your Windows systems is to
configure your firewall and network settings properly. A firewall can block or
allow incoming and outgoing traffic based on rules and policies. You can use Windows Firewall or a third-party firewall
to control the network access of your servers and clients. You should also
configure your network settings to use secure protocols, such as HTTPS, SSH,
and VPN, and disable or limit the use of insecure protocols, such as Telnet,
FTP, and SMB. You should also avoid using default ports, usernames, and
passwords, and change them to something more complex and unique.
Make it a priority to always make config
backups of any network device that will be affected by any planned or emergency
changes. Too often I have witnessed a critical problem be fixed in a panic, not
realising that a scheduled task running at midnight may fail because of changes
done for other teams. This allows for pre-cgange configuration to be restored
with minimal disruption to current tasks while the root cause can be
investigated, while solution architects design a sustainable solution for the
original disruption.
The best practice regarding the firewall
will be to stop unnecessary traffic away from the destination, this approach
reduces risk and overload on the targeted system, so windows firewall is the
"last resort shield". In an advanced virtual environment it is common
to use microsigmentation (distributed FWs) , where each communication between
each source and destination are known and allowed explicitly, anything else
will be blocked and/or monitored. (Two examples can be: VMware NSX or
Guardicore )
3Use antivirus and antimalware software
Even if you update your systems and configure your firewall and
network settings, you still need to use antivirus and antimalware software to
protect your Windows systems from malware and hackers. Antivirus and
antimalware software can scan, detect, and remove malicious files, programs,
and activities from your systems. You
can use Windows Defender or a third-party antivirus and antimalware software to
protect your servers and clients. You should also enable real-time protection,
schedule regular scans, and update your virus definitions frequently.
In my opinion antivirus and antimalware
software is no longer effective. Those technologies works on a
"deny-list" basis. Instead use an "allow-list" software,
where only authorized software is allowed to run. Anything else will be stopped.
This is a much more effective way of achieving this aspect of security.
If you want the real deal, I highly
recommend CrowdStrike Falcon (AV) paired with Velociraptor (Advanced forensic
analysis). As a Ransomware disaster recovery engineer, I can assure you that if
you do not have a good AV installed with real-time protection enabled and not
running an analysis tool, you are not secure. Also, I cannot say this any
LOUDER, you should NOT have your backup servers on the domain! Isolate them!
And it’s never a bad idea to keep an offsite backup. Athena7 is a fantastic
company that will do an assessment in your environment to help you understand
your security controls, backups, and infrastructure and how well you will
withstand attacks by the latest threat actors.
4Enable encryption and backup
Another step to secure your Windows systems is to enable
encryption and backup. Encryption can protect your data from unauthorized
access, even if your systems are compromised or stolen. You can use Bit Locker
or third-party encryption software to encrypt your hard drives, partitions, and
removable devices. Backup can help you recover your data in case of data loss,
corruption, or ransom ware attacks. You can use Windows Backup or third-party
backup software to backup your data to a local or cloud storage.
Backup is important, but even more
important is to test that you are able to restore the data and get your systems
up and running again.
Encryption is like a secret code that
keeps our important information safe. It's important to use encryption on our
computer and any devices we plug into it, like a USB stick or external hard
drive.
5Implement user and group policies
Another step to secure your Windows systems is to implement user
and group policies. User and group policies can define the permissions, roles,
and settings of your users and groups on your servers and clients. You can use Active Directory or a third-party user
and group management software to create and manage your user and group
policies. You should also follow the principle of least privilege, which means
giving your users and groups only the minimum access they need to perform their
tasks. You should also enforce strong password policies, such as length,
complexity, and expiration, and use multi-factor authentication, such as SMS,
email, or biometrics, to verify your user identities.
Password policies are rules that help us
keep our passwords safe. One important rule is that we need to change our
passwords regularly. Another rule is that we should not use the same password
over and over again.
Make sure you disable or suspend a user
account as soon as an employee leaves the company. Beleive it or not usees
share passwords among other employees ans zombi accounts can be very dangerous.
6Monitor and audit your systems
The final step to secure your Windows systems is to monitor and
audit your systems. Monitoring and auditing can help you track and analyze the
performance, activity, and events of your servers and clients. You can use
Windows Event Viewer or a third-party monitoring and auditing software to
collect and review your system logs. You should also enable and configure
Windows Security Auditing, which can record and report any security-related
events, such as logon, file access, policy change, and account management. You should also review and update your security
policies and practices regularly, and perform security audits and tests to
identify and fix any gaps or weaknesses in your security.
In scenarios involving a large quantity
of machines, it might be useful to send those logs to a SIEM software, which
configured with the right business-logic rules it can help us to identify any
security deviations.
Monitoring and auditing systems is
essential for maintaining security and compliance. A SIEM system can help
organizations to do this by collecting, aggregating, and analyzing security
logs and events from across their IT infrastructure. This data can be used to
identify and respond to security threats, investigate security incidents, and
comply with security regulations.
Management policies
A policy in Management is a general
statement which is formulated by an organization for the guidance of its
personnel. The objectives are first formulated and then policies are planned to
achieve them. Policies are a mode of thought and the principles underlying the
activities of an organization or an institution.
Business procedures and public laws
Contract law, manufacturing and sales
legislation, recruiting procedures, and business ethics are all included in the
definition of business law. It refers to and relates to the legal regulations
that govern business and trade in both the public and private sectors.
Payment system
The 'payments system' refers to arrangements
which allow consumers, businesses and other organisations to transfer funds
usually held in an account at a financial institution to one another.
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